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No matter what stage you’re at, CAA has a life insurance plan that’s right for you.

Our family of life insurance plans

Knowing your needs can change over time, we offer a full range of insurance plans so you can choose the coverage that’s right for you and your family.

Term Life

The easy, affordable way to help protect your loved ones, allowing you to choose the coverage that best suits your needs and budget.

  • Rates are locked-in
  • Guaranteed renewable
  • Tax-free lump-sum benefit


Up to lifetime protection

Coverage Range

From $50,000 up to $1,000,000

CAA Guaranteed
Issue Life

Your acceptance is guaranteed, as long as you meet the eligibility criteria, making it easy for you to leave your loved ones a little something extra.

  • Your approval is guaranteed
  • No medical exams or questions when you apply
  • Accidental Death Benefit before the age of 85


Lifetime protection

Coverage Range

From $5,000 up to $25,000

CAA FollowMe™

A simple, economical solution, offering guaranteed acceptance – if you apply within 60 days of your group life coverage ending – and meet the eligibility criteria.

  • No medical exams or questions when you apply
  • Guaranteed renewable
  • Tax-free lump-sum benefit


Up to age 80

Coverage Range

From $25,000 up to $200,000

Critical Illness

If you are diagnosed with a serious illness, this one-time, lump-sum benefit can help lessen your financial worries.

  • Covers five common critical illnesses
  • Benefit paid directly to you
  • Rates locked-in for 5 years


Up to age 75

Coverage Range

From $25,000 up to $75,000

Why do you need life insurance?

Having adequate life insurance is one of the most important ways you can protect your loved ones and help secure their financial future.

Single/ Recently Married/ Buying a Home

Help protect your loved ones' financial security.

Married/ Young Family/ Own a Home

Help safeguard your growing family and financial obligations.

Established/ Kids in School/ Mortgage

Help protect your family's lifestyle and dreams for your children.

Nearing Retirement/ Retiree

Help secure your assets, retirement nest egg and legacy.

What's best for me

Single or newly married?

When you're just starting out, CAA insurance can help protect the financial well-being of you and your loved ones, your dreams for the future and the life you are building.

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Married, young family, own a home

As your financial obligations grow during these busy years, CAA insurance can help you protect your lifestyle, your home and the financial future of your growing family.

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Married, children in college, mortgage

As you move through life and your assets grow, CAA insurance can help protect the dreams you have for your children and the lifestyle you've worked so hard to build.

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Looking for guaranteed approval?

If you're having difficulty obtaining affordable coverage because of your age or health, CAA insurance can help give you and your loved ones an extra measure of security.

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If you become seriously ill

If you are diagnosed with a serious health challenge, CAA insurance can help replace lost income, cover health care costs and protect your assets while you are recovering.

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Leaving a group plan?

If your group insurance coverage through your employer is ending, CAA insurance gives you an easy, convenient way to help ensure that your loved ones' financial protection will continue uninterrupted.

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Applying for coverage is simpler than ever before

Our new simplified application makes applying for CAA Term-5 Life Insurance amounts of $50,000 or $100,000 easy. There are no medical exams or long health questionnaires when you apply, if you are age 50 or under. Just answer three questions and you can be approved for coverage automatically. It's that simple!

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