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CAA 10-Year Term Life Insurance Be prepared for life’s twists and turns

What makes it the right choice for you?

Nothing is more important than family. CAA Life Insurance provides a smart way to help safeguard your family’s financial future. Given your current life stage, a 10-Year Term Life Insurance plan can help cover your needs. It pays your loved ones a tax-free lump sum that they can use to help pay a remaining mortgage or their other debt, fund a child’s education, provide care for an aging parent and more.

Coverage from $50,000 to
$1 million

CAA 10-Year Term Life Insurance can provide your loved ones with a tax-free benefit upon your passing, to use any way they require.

Affordable alternative to mortgage insurance

Adding CAA Term Life Insurance to help cover a mortgage can be a cheaper alternative to mortgage insurance.

Living Benefit in your time of need

If you are diagnosed with a terminal illness, you can receive up to 50% of your coverage1 to use as you see fit. The balance will be paid to your loved ones upon your passing.

Other features and benefits

  • CAA Member Benefit. At no cost to you, your coverage amount will increase by 2% every year for the first five years.2 In other words, $250,000 in coverage would grow to $275,000 at no extra cost.
  • Locked-in rates. Your rates will stay the same for 10 years.
  • Coverage Volume Savings. With CAA 10-Year Term Life Insurance, you can save 25% to 30% on your premium rates.3
  • Critical Illness Benefit included. This valuable feature pays you 1.5% of your coverage amount up to $15,000 if you have a life-threatening cancer, heart attack or stroke.
  • Top up other insurance. Even if you already have some life insurance, the low cost of CAA Term Life Insurance makes it very affordable to top up your existing coverage.
  • 30-day risk-free look. If within 30 days you have a change of heart and no longer wish to keep your coverage to help financially protect you and your family, just return your certificate and we’ll provide you with a full refund.
  • Apply now before your next birthday. One year may make a big difference in the cost of coverage. While you are younger, you will be able to enjoy lower rates. Rates are guaranteed not to increase for 10 years.

Applying is fast and easy

If you are between the ages of 18 and 65, you are eligible to apply, and you can keep your coverage until age 75, guaranteed. Get a free, no-obligation quote and apply using our streamlined online application process.

Monthly Insurance Rates »

Other ways to help protect the ones you love

Looking for a different term to suit your needs? With CAA, we offer many other ways to protect your loved ones. Click the links below to view our other terms.

CAA 5-Year Term Life Insurance »

CAA 20-Year Term Life Insurance »

1 Living Benefit provides 50% of your coverage amount, up to $100,000.

2 Non-compounding.

3 Applicants can save 25% if purchasing between $250,000 and $500,000 in coverage, or 30% if purchasing above $500,000 in coverage.
Conditions, limitations and exclusions apply. See policy for details.

* Conditions, limitations and exclusions apply. Please visit for more details.

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